Virtual care access
Current program materials describe unlimited virtual-care access for enrolled employees and eligible family members, subject to program terms and service availability.
Employee benefit enhancement
More everyday care. More value for your workforce.
iM4 Health is presented as a supplemental employee-benefit program designed to work alongside—not replace—major medical coverage. Depending on the adopted plan and each participant’s circumstances, its Section 125 structure may provide payroll-tax advantages.
Benefits designed to be used.Virtual-care options described as unlimitedPreventive care & health assessmentsPrescription benefits & savings network
Benefits that matter
Everyday support for physical, mental, and financial wellbeing.
Services, visit limits, eligible family members, providers, exclusions, and availability are defined by current enrollment and plan documents. Our Lokal helps employers review the program; the issuing carrier and governing documents determine coverage.
Preventive support
Available health assessments and preventive resources may support more proactive attention to wellbeing.
Prescription benefits
Prescription support and a savings network may help participants manage eligible costs; formularies, prices, and availability can vary.
Physical health
Available virtual primary-care resources may provide a convenient first step for eligible health needs.
Mental health
Available virtual behavioral-health support may provide access in a private, convenient setting.
Family access
Certain virtual-care services may extend to eligible family members as defined by the selected program.
Value on both sides of payroll
A benefit designed for employers and employees.
For employers
- Potential employer FICA savings if the adopted Section 125 arrangement and payroll treatment satisfy applicable rules
- A supplemental benefit that does not replace major medical coverage
- Potential eligibility for qualified seasonal, part-time, and full-time employees, as defined by the program
- Additional support for recruitment, retention, and workforce wellbeing
For employees
- Potential reduction in taxable wages and change in take-home pay based on individual elections and tax circumstances
- Virtual-care access for eligible family members when included in the selected program
- Available physical, behavioral, preventive, and prescription resources
- Benefits and limitations described in the governing plan documents
iM4 Health is not represented here as comprehensive major medical insurance or as MEC. Tax results vary by employer, employee, eligibility, participation, compensation, plan design, and applicable law. Consult qualified tax, benefits, and legal professionals; governing documents control.
See how iM4 Health may fit your team.
Email your company name, employee count, operating states, and current benefits setup. We’ll review the basics and arrange a conversation about eligibility and next steps.